Here is a situation not discussed before and one that rarely happens. However, it does discuss law that may be relevant to insurance lawyers in other cases. The case is from the Southern District of Texas, Houston Division. It is styled, Randy Randel and Debra Randel v. Travelers Lloyds of Texas Insurance Company.
The Randels experienced a fire loss to their home and made a claim against their homeowners policy with Travelers. Travelers paid on the claim but the Randels allege they were underpaid. The Randels sought to have the claim appraised and Travelers refused, stating the case was closed.
The Randels filed a declaratory judgment action against Travelers seeking the Court to Order Travelers to appraise the claim. Travelers agreed to appraisal and the Randels dismissed their lawsuit with Prejudice to refiling the claim.