Hail damage claims result in lots of lawsuits. Here is a 2023 opinion from the Western District of Texas, El Paso Division. The opinion is styled, John Kazanjian and Patricia Kazanjian v. State Farm Lloyds.
State Farm had made a settlement offer that was substantially less than what Plaintiff’s felt was fair. A lawsuit resulted and after much discovery and testimony of experts on both sides, State Farm filed this partial motion for summary judgement.
Defendant argues that it is entitled to summary judgment on Plaintiffs’ Unfair Settlement Claims because there is no evidence that it acted in bad faith during the course of investigating
Plaintiffs’ insurance claim. Plaintiffs’ Unfair Settlement Claims, if successful, would permit recovery under section 541.060 of the Texas Insurance Code. And to recover under section 541.060, the insured must prove that the insurer acted in bad faith. The bad faith requirement for claims under section 541.060 is the same as the Texas common law standard for bad faith.