Articles Posted in Auto Insurance

Weatherford Insurance Lawyers and those in Mineral Wells, Aledo, Azle, Springtown, Willow Park, Hudson Oaks, Millsap, Brock, and other places in Parker County need to be aware of this case.

It is a 1971, opinion issued by the Houston Court of Appeals. The style of the case is, Carl Calvin Futrell v. Indiana Lumbermens Mutual Insurance Company.

This is a suit for medical payment benefits under an automobile insurance policy. Futrell sued Lumbermens for medical expenses incurred by his minor son, who was injured while riding a motorbike when it collided with a motorcycle. Futrell contended that the trial court erred in concluding that a motorcycle is not an automobile within the meaning of that term as it is used in the medical payments coverage of the Texas family combination automobile insurance policy.

Insurance Lawyers in Grand Prairie, Arlington, Fort Worth, Lake Worth, Saginaw, Benbrook, Burleson, and other places in Tarrant County would want to be aware of this older case.

The case was decided in 1967, by the Dallas Court of Appeals. The style of the case is, William A. Cockrum v. Travelers Indemnity Company.

This is an appeal by Cockrum from a take nothing summary judgment in favor of Travelers in a suit to recover medical payments under a family automobile insurance policy.

For attorneys in Grand Prairie, Arlington, Fort Worth, Hurst, Euless, Bedford, and other places in Tarrant County, interpreting insurance policies can be difficult. Even experienced Insurance Law Attorneys will often times disagree on what the wording in a policy means as it relates to the facts of a claim.

Here is a case wherein “medical payments coverage” is being interpreted in order to determine how it is paid under the given facts.

This case is a 1973, case out of the Waco Court of Appeals. The style of the case is, Haskell M Dhane et ux. v. Trinity Universal Insurance Co.

Grand Prairie attorneys and attorneys in Arlington, Mansfield, Fort Worth, Dallas, and anywhere else in Texas would need to have a basic understanding of automobile insurance policies. The following case helps someone to understand how one part of an auto policy is interpreted.

The style of the case is, Wesley Howard Williams v. Employers Mutual Casualty Company. This is a case that was decided in 1963, by the San Antonio Court of Appeals.

This case tells us that “medical payments coverage” is based upon contract and not on the insured’s negligence.

Deer hunters in Grand Prairie, Arlington, Fort Worth, Hurst, Euless, Bedford, Mansfield, North Richland Hills, Saginaw, and other places in Tarrant County should find this case interesting. It shows how an experienced Insurance Law Attorney can help in making a recovery in an injury case.

The style of the case is, Farmers Insurance Exchange and Allstate County Mutual Insurance Company v Juan Rodriguez. The opinion in the case was issued on February 16, 2012, by the Houston Court of Appeals, 14th District. Here is some background.

Juan Rodriguez was injured while helping his neighbor Michael Woodling remove a deer stand from Woodling’s trailer. Rodriguez sued Woodling for negligence and, in the same case, Rodriguez’s automobile insurer, Allstate, seeking coverage under an uninsured/underinsured motorist (UIM) policy. Rodriguez later sued Woodling’s insurer, seeking liability coverage from Woodling under his homeowner’s policy. In a pre-trial partial summary judgment, the court declared the claims were covered by both insurance policies. At trial, the jury found Woodling negligent. The appeal was about the interpretation of the policies as it relates to this claim.

Residents of Weatherford, Mineral Wells, Springtown, Aledo, Azle, Hudson Oaks, Willow Park, Millsap, Cool, Brock, and other places in Parker County need to know about this case regarding auto policies.

This case is an “Official Order” of the Commissioner of Insurance of the State of Texas. The style of the case is Texas Department of Insurance vs. Old American Mutual Fire Insurance Company. This opinion was issued on January 3, 2012.

The Texas Department of Insurance (TDI) alleged that Old American engaged in unfair claim settlement practices or unfair and deceptive acts when it rescinded private passenger automobile policies after third parties had been injured. TDI sought restitution for third parties and a monetary penalty for each of the 450 policies that Old American rescinded. Old American asserted that the misrepresentations included failing to list all members of a household who would be driving the insured vehicle and procuring insurance on a vehicle the applicant did not own or use.

Here’s one for people living in Weatherford, Mineral Wells, Aledo, Azle, Willow Park Brock, Hudson Oaks, Millsap, Springtown, and other places Texas. When will a passenger be consider a “user” of an automobile?

This is a Dallas Court of Appeals case that was decided in 1997. The style of the case is American Economy Insurance Company v. United Services Automobile Association. Here is some of the background information including the underlying case that this case resulted from.

In the underlying case, Scott Johnson (Driver) was driving a vehicle belonging to his father (Father). Three friends, including Benjamin Ellis, were passengers. The driver and the passengers were intoxicated. The vehicle collided with a second car and the Driver, Scott Johnson, was killed. The three passengers were injured.

People in Grand Prairie, Fort Worth, Mansfield, Grapevine, Hurst, Euless, Bedford, Arlington, Kennedale, and other places in the Dallas and Fort Worth areas may find themselves in a situation where their automobile insurance carrier is refusing coverage based on the circumstances of the claim. Here are two examples where the auto insurance company were successful in their claim denial.

The first case was decided in 2001, by the Fort Worth Court of Appeals. The style of the case is, Collier v. Allstate County Mutual Insurance Company. Here are some of the relevant facts.

Amy Cook was insured under an automobile insurance policy issued by Allstate. Her fiance’, Ryan Collier, was driving Cook’s automobile one day when following an automobile driven by Amy Jeanine Dunn. While stopped at a red light, Collier got out of the car and began screaming and hitting Dunn’s automobile. Cook and the other passengers in her automobile allegedly encouraged Collier’s rampage. Dunn attempted to escape by going forward into the intersection, where her automobile collided with a third automobile. Dunn brought suit against Collier and Cook for negligently causing fear and negligently operating their vehicle.