Life insurance claims that are denied by an insurance company should always be put in front of an attorney who handles life insurance claims. The vast majority of the time an attorney experienced in handling life insurance claims can help. Here is a 2005 opinion from the Fifth Circuit Court…
Here is a 2007, United States Fifth Circuit Court of Appeals opinion dealing with life insurance claims and “Good Health” clauses. The opinion is styled, Assurity Life Insurance Company v. Grogan. The insured purchased a $1,000,000.00 whole life insurance policy from the carrier with the condition precedent for coverage that…
Here is a 2008, life insurance misrepresentation case. It is from the United States 5th Circuit Court of Appeals. It is styled, Liu v. Fidelity and Guaranty Life Insurance Company. Liu filled out a life insurance application which stated that he had not been diagnosed with cancer within the previous…
When an insurance adjuster makes mistakes in handling a claim, it is usually necessary to sue the adjuster in addition to suing the insurance company. The trick is properly suing the adjuster. A 2023 opinion from the Northern District of Texas, Dallas Division, dealt with properly suing the insurance company…
Many life insurance cases are fights between potential beneficiaries of the life insurance policy. That was the case in this 2023, opinion from the Southern District of Texas, Houston Division. The opinion is styled, Tommy Marion v. Principal Life Insurance Company and Nicky B. Thompson. Marion sued Principal Life and…
An insurance lawyer is frequently asked about whether or not attorney fees can be recovered by a successful claimant. The short answer is “yes.” But only if you give proper notice. This issue is discussed in a 2023 opinion from the Southern District of Texas, Houston Division. The opinion is…
Insurance lawyers know that they must give proper warning to an insurance company before suing the insurance company. Failure to do so puts a stop to a subsequent lawsuit. This is illustrated in a 2023 opinion from the Southern District of Texas, McAllen Division. The opinion is styled, Laura Navarro…
When is the deadline for filing a law suit against an insurance company that refuses to fully pay on a claim? This is usually a simple answer. It was the main issue in a 2023 opinion issued by the Fort Worth Court of Appeals in a case styled, Kenneth Kessler…
Insurance lawyers who handle claims being denied are usually asked whether not their attorney fees can be recovered. The answer is usually a “Yes” but their are requirements to be met in order to recover those attorney fees. One of those requirements include giving a pre-suit notice letter in proper…
Who can be sued when a life insurance claim is denied is an important consideration by strategic considerations. Here is some insight. Chapter 541 of the Texas Insurance Code defines and prohibits unfair and deceptive insurance practices. Specifically, look at sections 541.001 to 541.061, 541.151 to 541.162, and 541.453. The…