Here is something almost any insurance law attorney can tell you: One of the most common bases for an insurance dispute is the complaint that someone misrepresented something. After a claim arises, the insured may feel that the coverage accepted by the insurer is less than the coverage promised at…
It’s probably not right to pick only on State Farm. Most if not all, of the insurance companies or their individual employees will break the rules for their own gain. This is illustrated in a Chicago Tribune story titled, State Farm Pays $250 Million, Ducks Trial Over Allegations It Tried…
Insurance lawyers who handle disability cases need to know these coverage issues. Disability policies normally require that any claimed disability occur while the policy is in effect or within a specified time after any claimed accident or injury. As an example, the policy may provide coverage for an illness or…
Insurance attorneys representing the insureds would prefer to fight cases in State Court. One way of doing this is to successfully plead a case against the insurance adjuster. Insurance companies would prefer to fight in Federal Court. Here is a case wherein the case was filed in State Court against…
The 14th Court of Appeals issued an opinion recently dealing with Texas Workers Compensation law and subrogation. The opinion is styled, Liberty Mutual Insurance Company v. Buddy J. Trahan. When as in this case, a person suffers an injury due to the actions of a third party and the injured…
Here is a case where the Prompt Payment of Claims Act was not violated, even though at first glance it appears it was violated. Knowing how the facts and the law square on these issues is important in evaluating a case. This 2018, case is from the Amarillo Court of…
Insurance lawyers who handle home owner and property claims must know this case. It is a 2018 case from the Northern District of Texas, Dallas Division. It is styled, Meisenheimer v. Safeco Insurance Company of Indiana. This is a storm damage claim. Plaintiff suffered damage and made a claim. Safeco…
Anytime an insurance company is sued from conduct arising from insurance policy and the investigation of a claim, the insurance company is going to seek to have the case heard in a federal court. This is seen again in the 2018, opinion from the Western District of Texas, San Antonio…
Insurance lawyers need to know what the policy at issue says and how the courts interpret those policies and make their rulings. For a homeowners policy, the 2018 Eastern District of Texas, Sherman Division, opinion styled, Rainey Rogers v. Nationwide General Insurance Company, is a good read. The Rainey case…
The Southern District of Texas, McAllen Division issued an opinion in August 2018, for insurance lawyers to read that is styled, Alfredo Murillo Jr., et al v. Allstate Vehicle and Property Insurance Company. The Murillo’s filed a lawsuit in State court against Allstate after Allstate did not handle a storm…