For lawyers who handle claims related to the denial of disability policies, there is some law that they have to know to effectively represent their clients. Probably 90 percent of disability policies involve payments spread out over a period of time. When a claim for disability benefits is denied it…
Whether you are an insurance lawyer in Grand Prairie, or Dallas, or Fort Worth, or anywhere else in Texas, Texas insurance law is the same. And one good part of that law is that there are situations where an oral insurance contract is enforceable. This is seen in the 1949,…
One very important aspect of suing an insurance company for bad faith in their claims handling process is that first, with extremely rare exception, you have to prove a breach of the insurance contract. Insurance policies are contracts, and as such are subject to rules applicable to contracts generally. A…
Here is something almost any insurance law attorney can tell you: One of the most common bases for an insurance dispute is the complaint that someone misrepresented something. After a claim arises, the insured may feel that the coverage accepted by the insurer is less than the coverage promised at…
It’s probably not right to pick only on State Farm. Most if not all, of the insurance companies or their individual employees will break the rules for their own gain. This is illustrated in a Chicago Tribune story titled, State Farm Pays $250 Million, Ducks Trial Over Allegations It Tried…
Insurance lawyers who handle disability cases need to know these coverage issues. Disability policies normally require that any claimed disability occur while the policy is in effect or within a specified time after any claimed accident or injury. As an example, the policy may provide coverage for an illness or…
Insurance attorneys representing the insureds would prefer to fight cases in State Court. One way of doing this is to successfully plead a case against the insurance adjuster. Insurance companies would prefer to fight in Federal Court. Here is a case wherein the case was filed in State Court against…
The 14th Court of Appeals issued an opinion recently dealing with Texas Workers Compensation law and subrogation. The opinion is styled, Liberty Mutual Insurance Company v. Buddy J. Trahan. When as in this case, a person suffers an injury due to the actions of a third party and the injured…
Here is a case where the Prompt Payment of Claims Act was not violated, even though at first glance it appears it was violated. Knowing how the facts and the law square on these issues is important in evaluating a case. This 2018, case is from the Amarillo Court of…
Insurance lawyers who handle home owner and property claims must know this case. It is a 2018 case from the Northern District of Texas, Dallas Division. It is styled, Meisenheimer v. Safeco Insurance Company of Indiana. This is a storm damage claim. Plaintiff suffered damage and made a claim. Safeco…