Employee Retirement Income Security Act (ERISA) cases have their own set of rules. Two things stand out about ERISA cases. One is that a person is not entitled to a jury trial in an ERISA case, rather a Judge reviews the administrative record in the case when deciding who is…
Dallas Fort Worth Insurance Lawyer Blog
Unfair Settlement Practices By Insurance Companies
Insurance company unfair settlement practices is dealt with in a specific section of the Texas Insurance Code. Look at Texas Insurance Code, Section 541.060. The statute prohibits engaging in any of the following settlement practices with respect to a claim by an insured or beneficiary: (1) misrepresenting to a claimant…
Life Insurance – ERISA
Here is a life insurance case that involves a plan under the Employee Retirement Income Security Act (ERISA). It is a 2018, 5th Circuit Court of Appeals case styled, Jason Crawford v. Metropolitan Life Insurance Company. This is a summary judgment case granted in favor of MetLife. This Court sustained…
Storm Damage And New Law
A new law, Texas Insurance Code, Section 542A.006(a) matters in this case. The case is from the Western District of Texas, Austin Division. It is styled, Yan Qing Jiang v. The Travelers Home and Marine Insurance Company and Dana Ellen Pustka. Jiang filed this action in state district court alleging…
Insurance Policy Anti-Assignment Clauses
Most people do not know what an anti-assignment clause in an insurance policy means. This issue is discussed in a 2018, opinion from the 14th Court of Appeals. The opinion is styled, Safeco Insurance Company of America v. Clear Vision Windshield Repair, LLC. This case concerns anti-assignment clauses in insurance…
Life Insurance – Interpleader
Life Insurance cases can have a surprising number of twists to them. Readers of the DallasFortWorthInsuranceBlog have seen some of these various twists. The U.S. District Court, Eastern District of Texas, Sherman Division, issued an opinion in a case styled, Reliastar Life Insurance v. Trina R. Wiemer, Laura R. Weimer,…
Homeowners Claim And Policy Language
The U.S. District Court, Western District, Austin Division, issued an opinion on November 16, 2018, that is worth reading. It is styled, Thomas G. Kezar and Sylva Shroyer Kezar v. State Farm Lloyds. This is an appeal from a partial motion for summary judgement as to one issue in the…
Proving Uninsured / Underinsured Coverage
The Fort Worth Court of Appeals issued an opinion on November 15, 2018, that is worthy reading for lawyers handling uninsured / underinsured motorist coverage (UIM). The case is styled, William Blevins v. State Farm Mutual Automobile Insurance Company. This case is an appeal from a trial by Blevins against…
Commercial Policy Case
The Fifth Circuit Court of Appeals issued an opinion on November 14, 2018, in a situation which is going to be rarely seen, but is something for insurance lawyers to know exists. The case is styled, Sentry Select Insurance Company v. Lorena Munoz, Individually and on behalf of the Estate…
Life Insurance Assignments
This 2018, Fort Worth Court of Appeals opinion is unique and involves a situation most life insurance lawyers will not ever see, however, it is worth knowing about due to some of the ruling by the appeals court. The case is styled, Old American Insurance Company v. Lincoln Factoring, LLC.…