The Chinese drywall cases that have been in the news the last year or so, are primarily affecting home owners along the Gulf Coast. If you live in Texas you are not likely to be affected by the claims resulting from these defective drywalls. Especially if you live in the…
The Texas Department of Insurance has recently released the Commissioners Order regarding State Farm Homeowners rate reduction and refund fight. This order is the result of a re-hearing . The original reduction order was first issued in 2003, but was remanded by the Third Court of Appeals in Texas in…
Most people do not understand that there are two main kinds of law. The first, most people are familiar with, and we will call statutory law. This is the law that is written down by the legislative branch of government. For purposes of Insurance Law, it is the Sections, Chapters,…
This blog does not try to spend time on the health care debate occurring on the National scene. Rather the focus here is to make people aware of their rights as they relate to their dealings with insurance companies and why they need an experience Insurance Law Attorney when faced…
A resident of Grand Prairie recently caught his insurance agent in Dallas committing fraud. The agent was taking the cash payments for the premiums from the resident and hand writing a receipt. Sounds okay so far. Next, the agent was pocketing the money rather than forwarding the payment to the…
The general rule in Texas is that a policy holder has a duty to cooperate with his insurance company when the insurance company is investigating a claim. Whether your house in Arlington burns down or you have a vehicle wreck in Grand Prairie the answer is about the same. Ditto…
A resident of Grand Prairie, Arlington, Fort Worth, Weatherford, or any other area in Texas can sue an insurance company for violations of the Texas Insurance Code under the Texas Deceptive Trade Practices Act. This is important because both of these areas of the law allow for favorable theories of…
An interesting case has recently been reported in The Boston Globe. It is a lawsuit about whether or not the State of Massachusetts should be providing insurance coverage for adjunct professors in the public higher education system. Rather than getting into a discussion about the insurance that a business or…
An Appeals Court in San Antonio, Texas, has recently handed down a decison that discusses the above question. The case is, Lancer Insurance Company v. Oscar Perez, et al, and was decided on November 4, 2009. The Lancer case involved members of a high school band going on an overnight…
Let’s say you are a Grand Prairie or Arlington resident. You purchased an auto policy from an agent in Fort Worth. The price quoted seemed way too high and you asked the agent if there was anything that could be done to get the premium lower. The agent says, “Yes,…