Life Insurance Lawyers need to start out with some basic knowledge. This Blog site provides a lot of information that is vital to know when a life insurance claim is being denied. Here is some very elementary information. Life insurance pays a stated amount of benefits to the beneficiary upon…
The Amarillo Court of Appeals issued an opinion on August 24, 2021, that is important to anyone having a life insurance claim denied due to an allegation that there was a misrepresentation made in the insurance application. The style of the opinion is, Arce v. American National Insurance Company. In…
Life Insurance Attorneys can discuss the present state of the law in Texas as it relates to life insurance policies that are governed by State Law. However, as of the date of this post, there is a new case in the Texas Supreme Court which may change the law or…
Insurance agents can be responsible for their own actions under the Texas Insurance Code. Just as an insurance company is liable for its own misconduct, so too agents may be personally liable for their misdeeds, even when acting on behalf of an insurance company. In general, an agent is individually…
Being aware of when the statute of limitations runs on a claim is vital so that the limitations period does not expire. This is illustrated in the 2022, opinion from the Western District of Texas, San Antonio Division. The opinion is styled, Tobin Endowment v. Great American Assurance Co. Tobin…
Most insurance claims will not end up in a lawsuit. However, for those claims that do end up in a lawsuit it is important for the insured to understand their responsibilities when in the lawsuit. The failure of a party to the lawsuit to cooperate in the litigation process can…
Here is a case where the insurance company complains that it did not receive proper pre-suit notice of the claim. The Court disagreed with the insurance company. This is a 2022 opinion from the Northern District of Texas, Dallas Division. It is styled, Douglas D. Dailey, et al., vs. Amguard…
Bad Faith Insurance Lawyers need to read this 2022 opinion from the Northern District of Texas, Dallas Division. The style of the case is, Vernon Humphries and Rebecca Humphries v. State Farm Lloyds. The Humphries sued State Farm alleging State Farm failed to pay the full amount of their claim. …
An often asked question by insureds having a claim against their insurance company is, “Can I recover my attorney fees?” There is not a simple straight forward answer to this question. Many variables come into play. “Yes” is a simple answer but does not get into the variables. A 2022,…
There is lots of information available about actions to be taken before a lawsuit is filed. There is also a lot of information available about the potential wrongs of an insurance company, it’s agents and adjusters. What is rarely discussed is the work an insured has to do in a…