Bad Faith insurance lawyers are always questioning themselves on where the line is drawn regarding bad faith claims. This issue is discussed in this 2022, opinion from the Western District of Texas, San Antonio Division. It is styled, Dr. John Winston, III v. State Farm Lloyds. State Farm filed a…
There are many reasons an insurance company use to deny a claim. One of those reasons is a requirement in almost all insurance policies that an insured provide timely notice to the insurance company of a claim. The primary reason the insurance company requires a quick, “timely” notice, is so…
Here is an interesting claim denial. The case is a 2022, from the Southern District of Texas, Houston Division. It is styled, Sergio and Maria Weitzman v. Allstate Vehicle and Property Insurance Company. The Weitzman’s bottle wine in Argentina and sell it, for money, to and through their Texas company,…
Life insurance lawyers need to be aware of the common types of life insurance. Common life insurance types are term, whole life, and universal life. “Term” policies simply provide a death benefit in return for a premium payment. at the end of the policy year, or “term,” the insurance ends,…
Life Insurance Lawyers need to start out with some basic knowledge. This Blog site provides a lot of information that is vital to know when a life insurance claim is being denied. Here is some very elementary information. Life insurance pays a stated amount of benefits to the beneficiary upon…
The Amarillo Court of Appeals issued an opinion on August 24, 2021, that is important to anyone having a life insurance claim denied due to an allegation that there was a misrepresentation made in the insurance application. The style of the opinion is, Arce v. American National Insurance Company. In…
Life Insurance Attorneys can discuss the present state of the law in Texas as it relates to life insurance policies that are governed by State Law. However, as of the date of this post, there is a new case in the Texas Supreme Court which may change the law or…
Insurance agents can be responsible for their own actions under the Texas Insurance Code. Just as an insurance company is liable for its own misconduct, so too agents may be personally liable for their misdeeds, even when acting on behalf of an insurance company. In general, an agent is individually…
Being aware of when the statute of limitations runs on a claim is vital so that the limitations period does not expire. This is illustrated in the 2022, opinion from the Western District of Texas, San Antonio Division. The opinion is styled, Tobin Endowment v. Great American Assurance Co. Tobin…
Most insurance claims will not end up in a lawsuit. However, for those claims that do end up in a lawsuit it is important for the insured to understand their responsibilities when in the lawsuit. The failure of a party to the lawsuit to cooperate in the litigation process can…