To show an insurance company has acted in “bad faith” an insured must first show that the insurance company has breached the insurance contract. This is discussed in a 2022, opinion from the Western District of Texas, San Antonio Division opinion. The opinion is styled, Rosemarie Wheeler v. Safeco Insurance…
Experienced Life Insurance Attorneys need to understand the areas of dispute that arise in the context of life insurance. Life insurance is fairly straightforward. If the insured dies during the policy term, the insurance company pays the benefits. The following are some ways that disputes may arise. a. The life…
Life Insurance lawyers who read this Blog, or for that matter, anybody who reads this Blog eventually learns that there are many wrongs an insurance agent will commit to get a sale. Most of their income from an insurance company is based on getting a percentage of the premiums. In…
Bad Faith insurance lawyers are always questioning themselves on where the line is drawn regarding bad faith claims. This issue is discussed in this 2022, opinion from the Western District of Texas, San Antonio Division. It is styled, Dr. John Winston, III v. State Farm Lloyds. State Farm filed a…
There are many reasons an insurance company use to deny a claim. One of those reasons is a requirement in almost all insurance policies that an insured provide timely notice to the insurance company of a claim. The primary reason the insurance company requires a quick, “timely” notice, is so…
Here is an interesting claim denial. The case is a 2022, from the Southern District of Texas, Houston Division. It is styled, Sergio and Maria Weitzman v. Allstate Vehicle and Property Insurance Company. The Weitzman’s bottle wine in Argentina and sell it, for money, to and through their Texas company,…
Life insurance lawyers need to be aware of the common types of life insurance. Common life insurance types are term, whole life, and universal life. “Term” policies simply provide a death benefit in return for a premium payment. at the end of the policy year, or “term,” the insurance ends,…
Life Insurance Lawyers need to start out with some basic knowledge. This Blog site provides a lot of information that is vital to know when a life insurance claim is being denied. Here is some very elementary information. Life insurance pays a stated amount of benefits to the beneficiary upon…
The Amarillo Court of Appeals issued an opinion on August 24, 2021, that is important to anyone having a life insurance claim denied due to an allegation that there was a misrepresentation made in the insurance application. The style of the opinion is, Arce v. American National Insurance Company. In…
Life Insurance Attorneys can discuss the present state of the law in Texas as it relates to life insurance policies that are governed by State Law. However, as of the date of this post, there is a new case in the Texas Supreme Court which may change the law or…