Home owner claims for water damage are tricky. Most people will rarely read the homeowner policy they purchase. And most people do not realize that many homeowner policies do not cover water losses. Here is a 2024 opinion from the United State Fifth Circuit that deals with a water claim.…
Dallas Fort Worth Insurance Lawyer Blog
Bad Faith Insurance Claims
Bad Faith Insurance claims in Texas are not as easy as many people think. This is illustrated in this 2024, opinion from the Western District of Texas, Austin Division. The opinion is styled, Franklin Square Condo Owner Ass’n v. Amguard Insurance Company. This is a summary judgment opinion. After Franklin…
Life Insurance And Settlement
Life insurance cases. When is there a settlement? Here is a 2024 opinion from the Western District of Texas, San Antonio Division that is worth reviewing. The opinion is styled, Arch Insurance Company v. Rita Candelario. The opinion does not deal with life insurance specifically, rather it deals with an…
Policy Understanding – You Must Read And Understand The Policy Language
This 2024 opinion is from the United States Court of Appeals for the Fifth Circuit. The opinion is styled, Johnetta Askey Hunt v. Meridian Security Insurance Company. This is a case that had resulted in a summary judgment for the insurance company Meridian. On June 16, 2020, Johnetta Askew Hunt…
Insurance Claims And Cause Of Loss And Experts
Insurance claims usually don’t need an expert to testify but an attorney handling these types of claims needs to know when to hire an expert. This is illustrated in a 2024 opinion from the Fort Worth Court of Appeals. The opinion is styled State Farm Lloyds v. John Hilmi. Hilmi…
Delays In Paying Claims And The Statute Of Limitations
Insurance claims, like all claims, have time periods within which lawsuits must be filed, otherwise, the statute of limitations will run. This is illustrated in a 2024 opinion from the Corpus Christi Court of Appeals. The opinion is styled, Jessica Galvin v. RVOS Farm Mutual Insurance Company. The facts of…
Federal Employee Group Life Insurance
The Federal Employee Group Life Insurance (“FEGLI”) program is governed by Federal Law. This law was enacted in 1954 and is found at 5 U.S.C., section 8701. A 2024 opinion from the Northern District of Texas, Fort Worth Division, discussed FEGLI and how it applied to the case at issue.…
Claim Denial And Experts
A claim being denied doesn’t necessarily mean an expert has to be hired in the case. But when an expert is needed the correct legal process must be followed. This is illustrated in a 2024 opinion from the Southern District of Texas, Houston Division. The opinion is styled, Dora Doss…
Insurance Coverage And Willful Acts
Insurance usually covers accident that happen or acts of God, negligence, etc., things that are Unintentional. Policies will rarely cover willful or intentional conduct that causes harm. The above is illustrated in a 2024 opinion from the Eastern District of Texas, Sherman Division. The opinion is styled, Jacksonville, Realty, LLC…
Late Payment Claims And Death
Insurance claims that are not timely paid and in violation of the Texas Prompt Payment of Claims Act, do those claims survive the death of the insured? This topic is discussed in a 2024 opinion from the Eastern District of Texas, Beaumont Division. The opinion is styled, Brenda barron, Temporary…