Dallas insurance attorneys have to understand one important provision in most auto insurance policies that provide uninsured and underinsured (UM) protection. That important provision is the requirement that the insured party obtain written permission from the UM provider before the insured party settles with a responsible third party. This requirement…
Dallas Fort Worth Insurance Lawyer Blog
Loss Of Consortium
Mineral Wells insurance lawyers need to know how a “loss of consortium” claim works as it regards insurance. The 1987 Texas Supreme Court opinion styled McGovern v. Williams helps a person to understand how this type of claim. Here is some relevant information. This cause concerns the liability of an…
What Is An Accident?
Fort Worth lawyers need to be able to answer the above question properly when dealing with a coverage issue in an insurance policy. Here is what the Texas Supreme Court said in a 1999 case. The style of the case is, MidCentury Insurance Company of Texas v. Lindsey. Here is…
Auto Policy Coverage
Arlington insurance attorneys need to know how Texas courts interpret insurance policies. The 1971, case of Futrell v. Indiana Lumbermens Mutual Insurance Co. is an example of this. The opinion was issued by the Houston Court of Appeals [1st Dist.]. This is a lawsuit for medical payment benefits under an…
Auto Policy Liability Limits
Parker County lawyers need to know how the liability limits in an auto policy work. The El Paso Court of Appeals issued an opinion in 1989, that explains this pretty well. The style of the case is, Manriquez v. MidCentury Insurance Company. Here is some of the relevant information. This…
Auto Liability Limits
Tarrant County insurance lawyers need to understand how the limits in an auto liability policy work. A good case that explains how auto liability limits work is American States Insurance Company of Texas v. Arnold. This is a 1996 Dallas Court of Appeals case. The facts are a little confusing…
Misrepresentations In Insurance
Dallas insurance attorneys know that misrepresentations in insurance are essentially the same as misrepresentations in any other area of law. The Texas Supreme Court told us in 1990, that a false representation must involve an existing or past material fact, rather than a statement of opinion, judgment, probability, or expectation…
Forced Placed Policies
Dallas insurance attorneys who deal with homeowners claims are usually going to have some familiarity with forced-placed insurance policies. Most people will not ever have to deal with forced placed policies, but if you do, it can be a nightmare. Forced place insurance is an insurance policy taken out by…
Pain & Suffering?
Dallas insurance attorneys need to read this Corpus Christi Court of Appeals opinion regarding pain and suffering in an injury case. The opinion was issued in September of 2013, in the case styled Schaffer v. Nationwide. This was a claim for underinsured motorist benefits. Here is some relevant background information.…
Evidence Of Claim Value
Fort Worth insurance lawyers have to be able to prove, with evidence, the value of claims presented. The Corpus Christi Court of Appeals issued an opinion that dealt with evidence in a claim in September of 2013. The style of the case is, Hennen v. Allstate. The case is an…