Fort Worth insurance lawyers can tell you that most insurance policies do not cover acts committed intentionally by the insured. They only cover accidents. A 1997, Dallas Court of Appeals case shows at least one way how this works. The style of the case is, Wessinger v. Fire Insurance Exchange.…
Insurance attorneys in Dallas will see situations where a policy is cancelled due to nonpayment of premiums. The Texas Insurance Code, Sections 551.101 thru 551.113 deal with policy cancellations. But what about specific situations. Here is a 1997, case to look at. It is a U.S. Eastern District opinion styled,…
Garland insurance attorneys need to understand when coverage under an insurance policy is going to be provided and when it is not, due to the intent of the policyholder. A 1998, Amarillo Court of Appeals case is a good case to examine in helping to determine this issue. The style…
Dallas insurance lawyers need to be able to discuss with a client when insurance is going to cover a loss. This may seem easy at first but that is not always the case. The Texas Supreme Court issued an opinion on this issue in 1963, in a case styled, Smith…
Arlington insurance lawyers need to understand what an “insurable interest” is when it comes to making a claim. A 1999, Austin Court of Appeals opinion gives some guidance about this issue. The style of the opinion is, Valdez v. Colonial County Mutual Insurance Company. Here is some of the relevant…
Attorneys handling insurance claims need to be aware of legal matters be decided in the state that relate to insurance. The Insurance Journal ran an article dated October 21, 2014, that is titled, Jury Finds Texas Windstorm Insurer Adequately Paid City For Ike Claims. Here is what the article tells…
Dallas and Fort Worth insurance lawyers need to be able to explain to clients the different responsibilities insurance company’s have regarding settling cases. A 1999, U.S. 5th Circuit case is worth reading. The style of the case is, Travelers v. Citgo Petroleum. Here is what it says. Travelers issued three…
Fort Worth insurance attorneys will tell you that they need to know a few things to be able to properly discuss the legal aspects of a claim with a potential new client. One, what are the facts of the claim. Two, what does the policy say. And three, how do…
Grand Prairie insurance lawyers need to know how “exclusions” in an insurance policy work. This is partially explained in a 1994, San Antonio Court of Appeals case. The style of the case is, Telepak v. United Service Automobile Association. Here is the relevant information from the case. The question before…
The answer to the above question when asked of a Dallas insurance attorney will result in an answer of, “it depends.” There are many factors that come into play when trying to understand the consequences of the denial. The worst result for the claimant and best result for the insurance…