Lawyers who handle hail damage claims can tell you that most of the time a person who has experienced hail damage and had their claim for benefits denied, needs to have an expert help them in the lawsuit that will result. An insured can always walk away and accept the…
Dallas Fort Worth Insurance Lawyer Blog
What Is An “Occurrence” In An Insurance Policy?
Arlington insurance lawyers need to understand the definition of “occurrence” as used in an insurance policy. A 1998, San Antonio Court of Appeals opinion lends some insight into how the Courts look at that definition. The opinion is styled, Foust v. Ranger Insurance Company. In 1994, Foust farmed various tracts…
Knowledge Of Policy And The Law
Irving insurance attorneys know that an insured is responsible for knowing what is in their policy. Courts have also ruled that insureds are responsible for knowledge of certain areas of the law. A Federal, Galveston Division opinion is a good read to understand this imputed knowledge. The opinion is styled,…
Discussions With Insurance Adjusters
Fort Worth insurance lawyers will tell clients to be very careful when thinking they can trust an insurance adjuster to treat them properly. This is illustrated in the 2000, Court of Appeals [14th Dist.] case styled, Nell Warden v. Supertel Hospitality, Inc, et al. On May 9, 1997, Warden sued…
Double Check Your Insurance Agent
The Insurance Journal published an article in June 2016 that points out the minority of insurance agents. However, insurance attorneys all over the state can describe situations where an agent simply cheats people. The Journal article is titled, Texas Insurance Agent Arrested In Scam Targeting Elderly Clients. A Lubbock, Texas-based…
Does An Insurance Agent Have A Duty To Obtain Additional Coverage
Arlington insurance lawyers need to understand the situations where an insurance agent has responsibility to his customer and when not. A 1996, Fort Worth Court of Appeals cases discusses this issue. The case is styled, Sledge v. Mullin. On January 25, 1988, Ruby Sledge notified her insurance agent, Mullin, that…
Agent Does Not Have To Inform About Terms Of Coverage
Grand Prairie insurance lawyers will often run into situations where a person says, “My agent didn’t tell me about that.” A Houston Court of Appeals [1st Dist.] opinion discusses some of what an agent is responsible for telling a customer. The case is styled, North American Shipbuilding v. Southern Marine…
Does An Agent Have To Tell The Customer About Exclusions?
Texas insurance lawyers need to know when an insurance agent is liable for what he says or does not say and when he is not liable. This is partially illustrated in a 2000, San Antonio Court of Appeals case styled, Nwaigwe v. Prudential Property & Casualty Insurance Company. Moses Nwaigwe…
Reservation Of Rights Letter
Dallas insurance attorneys need to be able to understand “reservation of rights” letters. A 1999, Dallas Court of Appeals opinion discusses an issue with these letters. The opinion is styled, Aetna Casualty & Surety Co. v. Naran. On July 28, 1986, Naran’s home, garage and two cars were destroyed in…
Yes, Insurance Companies Cheat
Insurance Companies Cheat. Yes,it’s true. Insurance law attorneys see this all the time. While the majority of claims are handled in a competent manner and the policy holder is at least partially satisfied with the outcome, insurance lawyers are constantly confronted with the situations where the insurance company is doing…