Fort Worth insurance attorneys will advise their clients to carefully read the exclusions in their homeowners policy. A 2006, Houston Court of Appeals [14th Dist.] case illustrates why. The opinion is styled, Fire Insurance Exchange v. Sullivan. The insured brought suit against Fire Insurance Exchange for breach of contract, bad…
Insurance attorneys in Dallas can tell you where the relevant laws to be used in insurance bad faith cases can be found. One place is the Texas Insurance Code. Here is a starter. Sec. 541.002. DEFINITIONS. In this chapter: (1) “Knowingly” means actual awareness of the falsity, unfairness, or deceptiveness…
Life insurance attorneys might find this story interesting. It is from U.S. News. The story is titled, Marijuana Business Man Denied Life Insurance. A successful businessman with a growing footprint in several states says he was shocked when he was refused a personal life insurance policy by Mutual of Omaha,…
Dallas insurance lawyers need to be able to discuss with clients when an insurance agent may or may not have liability for their actions or lack thereof. A 2003, Beaumont Court of Appeals case is good reading on this subject. The case is styled, Stroman Realty, Inc. v. State Farm…
Lawyers who handle hail damage claims can tell you that most of the time a person who has experienced hail damage and had their claim for benefits denied, needs to have an expert help them in the lawsuit that will result. An insured can always walk away and accept the…
Arlington insurance lawyers need to understand the definition of “occurrence” as used in an insurance policy. A 1998, San Antonio Court of Appeals opinion lends some insight into how the Courts look at that definition. The opinion is styled, Foust v. Ranger Insurance Company. In 1994, Foust farmed various tracts…
Irving insurance attorneys know that an insured is responsible for knowing what is in their policy. Courts have also ruled that insureds are responsible for knowledge of certain areas of the law. A Federal, Galveston Division opinion is a good read to understand this imputed knowledge. The opinion is styled,…
Fort Worth insurance lawyers will tell clients to be very careful when thinking they can trust an insurance adjuster to treat them properly. This is illustrated in the 2000, Court of Appeals [14th Dist.] case styled, Nell Warden v. Supertel Hospitality, Inc, et al. On May 9, 1997, Warden sued…
The Insurance Journal published an article in June 2016 that points out the minority of insurance agents. However, insurance attorneys all over the state can describe situations where an agent simply cheats people. The Journal article is titled, Texas Insurance Agent Arrested In Scam Targeting Elderly Clients. A Lubbock, Texas-based…
Arlington insurance lawyers need to understand the situations where an insurance agent has responsibility to his customer and when not. A 1996, Fort Worth Court of Appeals cases discusses this issue. The case is styled, Sledge v. Mullin. On January 25, 1988, Ruby Sledge notified her insurance agent, Mullin, that…