The Texas Insurance Code has a list of violations ofter committed by insurance adjusters that most Fort Worth Insurance Attorneys know well. This list is found in Section 541.060 and covers most wrongs adjusters commit. (a) It is an unfair method of competition or an unfair or deceptive act or…
Dallas Fort Worth Insurance Lawyer Blog
Punitive Damages In Insurance Cases
Insurance attorneys in Weatherford can tell you that an insurance company will often times mistreat their customers. The question would be, does the conduct arise to the level as to allow punitive damages and if so, how do you know that and what are the punitive damages. Their are a…
Unfair Claims Settlement Practices
Weatherford insurance lawyers know resources to research to discover or confirm whether or not an insurance company adjuster doing their job properly. The Texas Insurance Code has specific sections that deal with unfair claims settlement practices that an adjuster may employ. Sec. 541.060. UNFAIR SETTLEMENT PRACTICES. (a) It is an…
Exclusions In Homeowners Policies
Fort Worth insurance attorneys will advise their clients to carefully read the exclusions in their homeowners policy. A 2006, Houston Court of Appeals [14th Dist.] case illustrates why. The opinion is styled, Fire Insurance Exchange v. Sullivan. The insured brought suit against Fire Insurance Exchange for breach of contract, bad…
Bad Faith Insurance Law In Texas
Insurance attorneys in Dallas can tell you where the relevant laws to be used in insurance bad faith cases can be found. One place is the Texas Insurance Code. Here is a starter. Sec. 541.002. DEFINITIONS. In this chapter: (1) “Knowingly” means actual awareness of the falsity, unfairness, or deceptiveness…
Life Insurance And Marijuana Business Man???
Life insurance attorneys might find this story interesting. It is from U.S. News. The story is titled, Marijuana Business Man Denied Life Insurance. A successful businessman with a growing footprint in several states says he was shocked when he was refused a personal life insurance policy by Mutual of Omaha,…
Agent Responsibility For Coverage
Dallas insurance lawyers need to be able to discuss with clients when an insurance agent may or may not have liability for their actions or lack thereof. A 2003, Beaumont Court of Appeals case is good reading on this subject. The case is styled, Stroman Realty, Inc. v. State Farm…
Get Experts For A Hail Damage Claim
Lawyers who handle hail damage claims can tell you that most of the time a person who has experienced hail damage and had their claim for benefits denied, needs to have an expert help them in the lawsuit that will result. An insured can always walk away and accept the…
What Is An “Occurrence” In An Insurance Policy?
Arlington insurance lawyers need to understand the definition of “occurrence” as used in an insurance policy. A 1998, San Antonio Court of Appeals opinion lends some insight into how the Courts look at that definition. The opinion is styled, Foust v. Ranger Insurance Company. In 1994, Foust farmed various tracts…
Knowledge Of Policy And The Law
Irving insurance attorneys know that an insured is responsible for knowing what is in their policy. Courts have also ruled that insureds are responsible for knowledge of certain areas of the law. A Federal, Galveston Division opinion is a good read to understand this imputed knowledge. The opinion is styled,…