Mason Texas insurance attorneys need to know a few basics about insurance law when discussing potential cases and the surrounding facts with a client. To begin with – When is a representation in an insurance application important? According to a line of cases, including (1) a 2014 federal case styled,…
Dallas Fort Worth Insurance Lawyer Blog
Homeowners Insurance – Accident Or Intentional?
Lawyers in Mason Texas who handle insurance claims know that many accidents are covered by a persons’ homeowners insurance. But, intentional acts are not covered. The Claims Journal published an article discussing this issue in January 2017. The title of the article is, No Homeowner Liability Coverage For an Insured’s…
Life Insurance – To Void Policy, There Must Be Intent To Deceive
Mason life insurance lawyers must understand that for an insurance company to prevail on a defense of misrepresentation, the insurer must prove the intent to deceive. This is discussed in a 2013, Dallas Court of Appeals opinion styled, Medicus Insurance Company v. Frederick Todd, II, M.D. Medicus provides medical malpractice…
Misrepresentations In Life Insurance Applications – Intent
Llano County life insurance lawyers need to know about this 1989, Corpus Christi Court of Appeals opinion. The case is styled, Maria C. Soto v. Southern Life & Health Insurance Company. Maria C. brought suit against the Southern Life to collect $4,000.00 in benefits as the beneficiary of a life…
Selling A Life Insurance Policy?
Life insurance lawyers will eventually see a situation where a client has bought or sold a life insurance policy to or from a third party. Insurancenewsnet.com published an article dealing with this subject that is worth reading. The title is, 5 Key Questions Asked About Selling A Life Insurance Policy…
Sell Me A Policy That Covers My Property
Read The Policy! This is what all insurance agents tell their clients. The insurance company agent is not responsible for telling you what is in the policy. This is illustrated in a 1983, Texas Supreme Court opinion styled, Parkins v. Texas Farmers Insurance Company. As a prerequisite to obtaining financing…
Failure Of Agent To Disclose Policy Exclusion
Mason County insurance lawyers learn pretty quick that an insurance agent does not have to tell a customer everything about the insurance policy they purchase. This is illustrated in a 2000 San Antonio Court of Appeals opinion styled, Nwaigwe v. Prudential Property & Casualty Insurance Company. Moses Nwaigwe sued Prudential…
When Does Coverage Begin?
Kimble County, Junction Texas – Even a place that is rural and secluded has to deal with insurance issues. One of those issues at some point on a claim will be – when does coverage begin on the policy at issue. This is discussed in a 1996, Texarkana Court of…
Property Damage Claims
The Insurance Journal has published an article that insurance lawyers and anybody who has property insurance needs to pay attention to. The article is titled, Battle Over Property Claims And Litigation In Texas Set To Continue In 2017. If a Dec. 1, 2016, hearing is any indication, Texas lawmakers will…
Insurance Brokers And Insurance Law
Many people get their insurance through a broker. Can a broker be liable the same as an agent. The short answer is “yes.” A 1995, Houston Court of Appeals [1st Dist.] discusses an issue with a broker. The opinion is styled, Seneca Resources Corp. v. Marsh & McLennan, Inc. Marsh…