Insurance lawyers need to understand how the Courts interpret insurance policies. The 1991, Texas Supreme Court opinion styled, National Union Fire Insurance Company of Pittsburgh, PA. v. Hudson Energy Company, Inc., is good reading on this subject. On May 23, 1980, Hudson, the president of Hudson Energy purchased a Cessna…
Dallas Fort Worth Insurance Lawyer Blog
Bad Faith Insurance
For Texas insurance lawyers, here is a new opinion from the Texas Supreme Court. It is styled, Menchaca v. Texas Lloyds. This claim arises from an insured’s claim for losses sustained during Hurricane Ike. The insured sued USAA for (1) breach of contract and for (2) Unfair Settlement Practices under…
When Policies Are Ambiguous
What do Texas Courts do when a policy is ambiguous? Guidance on the answer is provided in a 2009, Texas Supreme Court opinion styled, Progressive County Mutual Insurance Company v. Regan Kelley. Regan Kelley was struck by a car while riding her horse. Medical expenses for her injuries are alleged…
Insurance Company Seeks Reimbursement?
The 2000, Texas Supreme Court opinion styled, Texas Association of Counties v. Matagorda County is a type of case not seen too often, but is worth knowing. Matagorda County had a liability policy with The Texas Association of Counties (TAC) for its law enforcement activities. The policy contained a “jail…
Can Coverage Be Expanded By Waiver?
What if someone with the insurance company does something to cause you to believe you have coverage that you do not have? Mason County lawyers should read this 2008, Texas Supreme Court opinion. It is styled, Ulico Casualty Company v. APA. In this case, the court considered what has become…
Beneficiary Of Life Insurance Policy May Assert Section 541.060 Claims
Irving life insurance lawyers need to know every little aspect of the law in order to properly represent their clients. A 1996, San Antonio Court of Appeals opinion deals with one of these “little” aspects of the law. The opinion is styled, Mendoza v. American National Insurance Company. Jerry Mendoza…
Who Is Insured Under A Policy
Llano County insurance lawyers need to keep up with how the Courts interpret insurance policies. The 5th Circuit issued an opinion worth reading in 2016. It is styled, AIG Specialty Insurance Co. v. Tesoro Corp. In this case the 5th Circuit had to decide whether a subsidiary not designated as…
Dallas Hail Claims – Making A Proper Pleading Against An Adjuster On Hail Claims
For insurance attorneys handling hail damage claims, the Northern District, Dallas Division, issued an opinion worth reading. The opinion is styled, Ronald E. Cohen, et al v. Seneca Insurance Co., Inc., J.S. Held, Inc., Haag Engineering Co., and R. Kean Jenner. This is a case of an insurance claim denial…
House Fire Claims
House fire claims being denied is a regular part of doing for insurance law lawyers. “The Tribune” published a story in March titled, Tracking Phones: Insurers Deny Claims Based On Doubtful Data. Here is what the story tells us. It took Jaclyn Bentley nearly three years to prove she didn’t…
Value Of A Claim
A Texas Hill Country Insurance Lawyer will need to be able to discuss the value of a claim with a new client. This discussion needs to be had along with a discussion of what court the case will be fought. The Eastern District, Sherman Division, issued an opinion on how…