Mason Texas insurance attorneys need to know a few basics about insurance law when discussing potential cases and the surrounding facts with a client. To begin with – When is a representation in an insurance application important? According to a line of cases, including (1) a 2014 federal case styled,…
Mason life insurance lawyers must understand that for an insurance company to prevail on a defense of misrepresentation, the insurer must prove the intent to deceive. This is discussed in a 2013, Dallas Court of Appeals opinion styled, Medicus Insurance Company v. Frederick Todd, II, M.D. Medicus provides medical malpractice…
Llano County life insurance lawyers need to know about this 1989, Corpus Christi Court of Appeals opinion. The case is styled, Maria C. Soto v. Southern Life & Health Insurance Company. Maria C. brought suit against the Southern Life to collect $4,000.00 in benefits as the beneficiary of a life…
Life insurance lawyers will eventually see a situation where a client has bought or sold a life insurance policy to or from a third party. Insurancenewsnet.com published an article dealing with this subject that is worth reading. The title is, 5 Key Questions Asked About Selling A Life Insurance Policy…
Life insurance attorneys can tell you that the life insurance application is very important. This is illustrated in a 1997, United States 5th Circuit opinion. The case is styled, Riner v. Allstate Life Insurance Company. Following his divorce in 1994, Mr. Marriott wanted to replace his life insurance policy, which…
Life insurance lawyers will see a situation where a client’s life insurance claim is denied due to a suicide exclusion in the policy. The 1998 Austin Court of Appeals issued an opinion that deals with this issue. The case is styled, Butler v. Group Life and Health Insurance Company. During…
The reason someone is going to visit with an insurance lawyer is because a claim the person has made is being denied by their insurance company. One of the most common reasons for denial of insurance policy benefits in life insurance situations is that there has been a misrepresentation in…
The application for a life insurance policy has to be attached to a life insurance policy. This is illustrated in a 1994, Texas Supreme Court case styled, Fredonia State Bank v. General Life Insurance Company. The insured died as the result of a gunshot wound to the head. Prior to…
Life insurance lawyers need to know this 2008, 5th Circuit opinion. It is styled, Liu v. Fidelity and Guaranty Life Insurance Company. The importance of this opinion is the court stating that warranties are not favored in life insurance policies. Liu filled out a life insurance application which stated that…
Life insurance lawyers will have potential new clients call up and say they have been served with legal papers. These papers will state a life insurance company has death benefits they want to pay but the life insurance company is unsure who to pay the benefits to and so, they…