Life insurance lawyers need to be aware of the common types of life insurance. Common life insurance types are term, whole life, and universal life. “Term” policies simply provide a death benefit in return for a premium payment. at the end of the policy year, or “term,” the insurance ends,…
Life Insurance Lawyers need to start out with some basic knowledge. This Blog site provides a lot of information that is vital to know when a life insurance claim is being denied. Here is some very elementary information. Life insurance pays a stated amount of benefits to the beneficiary upon…
The Amarillo Court of Appeals issued an opinion on August 24, 2021, that is important to anyone having a life insurance claim denied due to an allegation that there was a misrepresentation made in the insurance application. The style of the opinion is, Arce v. American National Insurance Company. In…
Life Insurance Attorneys can discuss the present state of the law in Texas as it relates to life insurance policies that are governed by State Law. However, as of the date of this post, there is a new case in the Texas Supreme Court which may change the law or…
Accidental Death Insurance claim denials are all too common. This type of insurance is usually very inexpensive. This is for a couple of reasons. One is the vast majority of people die for reasons unrelated to an accident. The other is the policies have exclusionary language in them excluding coverage…
Life Insurance claims and Divorce. Shall the two never intertwine. Here is a 2022, opinion from the Northern District of Texas, Dallas Division, that will drive a life insurance attorney crazy. The opinion is styled, Amy Cannon v. Mae Katheryn Bryant. This case is a life insurance case. The insured…
Here is an opinion from the United States 5th Circuit dealing with ERISA. This particular case discusses the Employee Retirement Income Security Act of 1974 (ERISA). While the case is not a life insurance case, the ruling would also apply to life insurance situations. The style of the case is…
It is often times very difficult to answer the titled question. When there us uncertainty as to who is entitled to life insurance proceeds there is a process by which the life insurance company can “interplead” the life insurance proceeds into the registry of the Court. These are situation where…
Life Insurance Lawyers know that just as there may be disputes whether coverage took effect before the insured died, there may also be disagreements over whether coverage terminated before the insured’s death. This is illustrated in a 1979, Fort Worth Court of Appeals opinion styled, Leach v. Eureka Life Ins.…
Life insurance attorneys will run into a surprising amount of cases that are unique unto themselves. This case is that way. The Facts are long but need to be understood to understand how the Court ruled the way it did. This is a 1959 opinion from the Texas Supreme Court. …