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Articles Posted in Interpreting An Insurance Policy

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Llano County Property Owners – When Is A Fence Part Of Your Home

The Insurance Journal published an article on an opinion issued by the Texas Supreme Court that will have an impact on all property owners in the State of Texas.  The title of the article is, Texas High Court Sides With Policyholder In Ike Damaged Property Case. When is a fence…

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Homeowners Insurance Policy Coverage

Persons with homeowners insurance policies are in a better place today than they were before January 27, 2017.  Insurance lawyers in Mason Texas, Menard, Junction, Grand Prairie, Arlington, Dallas, Fort Worth, and all over Texas need to celebrate a recent Texas Supreme Court opinion.  The opinion is styled, Nassar v.…

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Insurance Policies – Waiver And Estoppel

A problem for Kimble County insurance lawyers is knowing and being able to predict how a Judge will interpret an insurance policy.  This topic is discussed in a State Bar of Texas, Insurance Section article.  The article is titled, The Tentative Draft Of The Restatement (Third) Of Liability Insurance: How…

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Sell Me A Policy That Covers My Property

Read The Policy!  This is what all insurance agents tell their clients.  The insurance company agent is not responsible for telling you what is in the policy.  This is illustrated in a 1983, Texas Supreme Court opinion styled, Parkins v. Texas Farmers Insurance Company. As a prerequisite to obtaining financing…

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Definition Of Residence Premises In Homeowners Policy

For lawyers handling homeowners claims, a 14th Court of Appeals opinion needs to be read.  The case is styled, American Risk Insurance Company, Inc. v. Veronika Serpikova. Veronika purchased a house in Houston (the Property).  She purchased a policy to insure the house from American.  At first, Veronika and her…

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Insurance Claims And Emotional Distress

Damages and coverages available under an insurance policy will vary depending on the circumstances and policy language. As it relates to a claim for emotional distress, a 1994, 5th Circuit Court of Appeals case is a good read. The opinion is styled, Travelers Indemnity Co. v. Holloway. In this declaratory…

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