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Articles Posted in Interpreting An Insurance Policy

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Medical Payments (Med Pay) In Insurance Policies

Policy holders in Dallas, Fort Worth, Grand Prairie, Garland, Carrollton, Grapevine, Mansfield, Arlington, Weatherford, or any other place in this state usually do not have a very good understanding of the various benefits they have in their auto policy. In Texas, liability coverage is required to on automobiles traveling on…

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When Does “Use” Equal Coverage On An Auto Policy?

A guy in Grand Prairie gets his claim denied. Or maybe, it is someone in Arlington, Grapevine, Bedford, De Soto, Duncanville, Burleson, Crowley, or anywhere else in Texas. How do you know if your insurance policy covers a claim. The lawerly answer is: It depends. But here are two things…

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Insurance Coverage – Policy Language In Liability Policy

Even really educated people in Arlington, Dallas, Fort Worth, Grand Prairie, Weatherford, Mesquite, Grapevine, Mansfield, or out in Parker County will sometimes have a hard time understanding when an insurance policy provides coverage and when it doesn’t. Here is an old insurance law case that is still good law. The…

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Auto Insurance And Excluded Drivers

A question that may be asked by a resident of Grand Prairie, Arlington, Dallas, Mansfield, Irving, Mesquite, Garland, Fort Worth, Duncanville, or other places in Texas might be; What is an “excluded driver?” An excluded driver is essentially someone who is driving a car without insurance because that person is…

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Automobile Insurance Policy

Oops! That’s what someone from Aledo, Hurst, Euless, Bedford, De Soto, Dallas, Fort Worth, Grand Prairie, Arlington, and other cities might say when they wait too long to consult with an experienced Insurance Law Attorney. When a claim is denied it is vital that the person who has that claim…

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Insurance Law / Policies & Exemplary Damages

Here is information for people living in Grand Prairie, Arlington, Mansfield, Burleson, Benbrook, Dallas, Fort Worth, and other places in Texas. If has to do with “exemplary damages.” Exemplary damages, often called punative damages, are damages awarded in a lawsuit when the defendant’s willful acts were malicious, violent, oppressive, fraudulent,…

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“Total Loss” In An Insurance Policy

Unfortunately, at some point a person in Grand Prairie, Arlington, Weatherford, Dallas, Fort Worth, Crowley, Aledo, Benbrook, and other places in Texas will experience a property loss. This loss may be to their home or their car or some other piece of property. The question will then be; Is the…

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“Family Member” In Auto Policy

If you live in Mansfield, Arlington, Dallas, Fort Worth, Grand Prairie, Hurst, Euless, Bedford, Grapevine, Keller, Colleyville, or anywhere else in Texas, how is “family member” defined in a Texas Insurance Policy? The answer would seem to be simple on its face, but it is not. If you are having…

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Insurance Policy Declarations Page

Someone from Dallas, Fort Worth, Mansfield, Arlington, Grand Prairie, Benbrook, Aledo, Burleson, or anywhere else in Texas might ask. What is the declarations page? One web-site describes the “declarations page”, otherwise known as the “dec page”, very simply as “this page contains the basic terms of coverage. It is an…

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