Weatherford lawyers who handle insurance cases need to be able to read and understand a declarations page. So should attorneys in Mineral Wells, Aledo, Springtown, and other parts of Parker County and Palo Pinto County. The insuring clause is the insurance company’s agreement to provide coverage to the insured. One…
Articles Posted in Interpreting An Insurance Policy
Insurance Policy Declarations Page
Dallas insurance lawyers need to be able to read an insurance policy declarations page. So do Grand Prairie, Richardson, Mesquite, Garland, and Carrollton lawyers. Insurance policies normally have a declarations page or pages. The declarations page sets forth the identity of the insured, the policy limits, and the duration of…
Insurable Interests
Fort Worth insurance attorneys need to be able to advise a person whether or not they are entitled to recover under a policy of insurance. Just because a person has insurance does not mean they are automatically entitled to make a recovery on lost property. From a legal standpoint –…
Examinations Under Oath
Dallas insurance attorneys need to know some basics about an examination under oath. Almost all insurance policies require that the insured submit to an examination under oath upon request. The Corpus Christi Court of Appeals issued an opinion in 2011, related to this issue. The style of the case is…
Grounds For Rescission By The Insured
Mineral Wells attorneys and those in Graford, Weatherford, Cool, Millsap, Garner, and other places in Parker and Palo Pinto Counties need to understand how insurance policies work and are interpreted. There is a Texas Supreme Court opinion issued in 1999, that is worth reading. The case is styled Urrutia v.…
Expiration Of Policy
Grand Prairie insurance attorneys and those in Irving, Duncanville, Arlington, and other places in Texas need to understand issues that can arise related to the expiration of an insurance policy. A Texas Supreme Court opinion decided in 1985, said that an insurance agent who receives commissions from a customer’s payment…
Canceling Insurance Policy
Dallas attorneys need to know the different ways that insurance policies can be cancelled and who can cancel them. Here are a few ways of cancellation a person needs to know about. The 1967, opinion, Ford Motor Credit Company v. Commonwealth County Mutual Insurance Company, tells us that the insured…
When Cancellation Of An Insurance Policy is Permissible
Parker County attorneys need to know when an insurance company can properly cancel a policy and when it can not. Insurance companies may cancel policies described on the January 5, 2013, blog at this site in the following situations: (1) if the named insured does not pay the premium, or…
Notice For Cancellation
Weatherford insurance attorneys need to know the required notices to be sent by an insurance company when canceling a policy. When an insurance company decides to cancel the liability coverage, it must deliver or mail to the first-named insured under the policy, at the address shown on the policy, notice…
Policy Cancellation Limitations
Dallas insurance lawyers need to know the limitations related to canceling insurance policies. Here is some guidance: As described below, the Insurance Code limits the insurer’s right to cancel coverage under the following types of liability insurance coverage: (1) general liability; (2) professional liability (other than medical professional liability); (3)…