Weatherford and Mineral Wells attorneys need to have some understanding of insurance law. In insurance contracts there are usually what is called intended or third party beneficiaries. Here is a little information about these third party beneficiaries. Other persons who may sue for benefits under a contract of insurance besides…
Articles Posted in Interpreting An Insurance Policy
Insurance Is A Contract
Fort Worth insurance lawyers will tell you that insurance policies are contracts. As such the rules regarding insurance policies are the same rules governing contracts. This was confirmed in the 1994, Texas Supreme Court case, Hernandez v. Gulf Group Lloyds. A person seeking to recover on an insurance policy must…
What Happens When The Insured Does Not Submit To An Examination Under Oath?
Fort Worth insurance lawyers should know about insurance policy provisions that require an examination under oath (EUO). The Houston Court of Appeals [14th Dist.] issued an opinion in May 2013, that helps to understand the process. The style of the case is, Arman A. Shafighi v. Texas Farmers Insurance Company.…
Endorsements On An Insurance Policy
Dallas insurance law attorneys need to know the significance of endorsements on an insurance policy. A recent United States District Court case in the Northern District of Texas is worth knowing about. The case is styled, Bituminous Casualty Corporation v. Travelers Indemnity Company, et al. Here is some relevant information…
Use Of An Automobile In An Insurance Policy
Weatherford insurance attorneys need to know about this recent case out of the Houston (14th) Court of Appeals. The style of the case is Farmers Insurance Exchange and Allstate County Mutual Insurance Company v. Juan Rodriguez. The opinion was issued in 2012. The following facts are undisputed. Using a trailer…
Life Insurance Lawyer And Incontestability Clause
Dallas life insurance attorneys need to know about the incontestability clause in life insurance contracts. What most people don’t know is that life insurance policies must contain an incontestability clause. This is a paragraph that says the policy will be incontestable after it has been in force during the lifetime…
Life Insurance Attorney – Suicide
Dallas life insurance attorneys need to read and know this 1986, Amarillo Court of Appeals case. It is styled, Southern Farm Bureau Life Insurance Co v. Dettle. Here is some relevant information: Southern Farm is appealing from a trial court finding in favor or Dettle. The controversy arose from the…
Life Insurance & Separation
Dallas life insurance lawyers need to be aware of this 1981, Eastland Court of Appeals case. The style is Pilot Life Insurance Company v. Koch. Here is some of the relevant information: This is a declaratory judgment case. Pilot Life sought a judgment declaring that it had no duty to…
Life Insurance Claim – When Does Coverage Begin
Fort Worth life insurance attorneys need to understand the 1980, Texas Supreme Court case, Life Ins. Co. of the Southwest v. Overstreet. Here is some relevant background information. In February, 1972, Overstreet submitted his application to Southwest to convert a five-year term life policy to a life insurance policy with…
Life Insurance – Persons Entitled To Benefits
Dallas life insurance attorneys need to know about the case issued by the Eastland Court of Appeals in 1981. Here is some relevant information: Pilot Life Insurance Company sought a judgment declaring that it had no duty to pay life insurance proceeds to Lawrence A. Koch because of the death…