Weatherford insurance attorneys need to know the various ways courts look at what it means to be “occupying” a vehicle when making a claim for benefits by way of an auto insurance policy. One of those ways is discussed in the 1972, Fort Worth Court of Appeals case, Hart v.…
Articles Posted in Interpreting An Insurance Policy
Auto Policy Coverage
Arlington insurance attorneys need to know how Texas courts interpret insurance policies. The 1971, case of Futrell v. Indiana Lumbermens Mutual Insurance Co. is an example of this. The opinion was issued by the Houston Court of Appeals [1st Dist.]. This is a lawsuit for medical payment benefits under an…
Auto Policy Liability Limits
Parker County lawyers need to know how the liability limits in an auto policy work. The El Paso Court of Appeals issued an opinion in 1989, that explains this pretty well. The style of the case is, Manriquez v. MidCentury Insurance Company. Here is some of the relevant information. This…
Auto Liability Limits
Tarrant County insurance lawyers need to understand how the limits in an auto liability policy work. A good case that explains how auto liability limits work is American States Insurance Company of Texas v. Arnold. This is a 1996 Dallas Court of Appeals case. The facts are a little confusing…
Interpreting An Insurance Policy – It Can Be Tough
Dallas insurance attorneys will run across situations wherein it is hard to understand and advise how the law applies based on the facts of the case when applied to the policy language. The United States District Court, N. D. Oklahoma, issued an opinion in July 2013 that illustrates how complicated…
Plumbing Leak Issue In Insurance
Dallas insurance attorneys will see commercial policies that need interpretation. A recent El Paso Court of Appeals case will help them to understand how courts interpret insurance policies. The style of the case is, American National Property & Casualty Company v. Fredrich 2 Partners, LTD. This is a case that…
Implied Permission To Use A Car
Grand Prairie insurance lawyers who deal with auto insurance need to know how the courts treat cases dealing with “implied permission” in a car insurance situation. A 1967, Corpus Christi Court of Appeals case is still good law on this issue. The style of the case is, The Phoenix Insurance…
Excluded Driver And Lenders
Fort Worth insurance lawyers would want to read this case from County Court @ Law #3 in Tarrant County. The case is styled Stadium Auto, Inc. v. Loya Insurance Company and the opinion was issued by the El Paso Court of Appeals. Here is some relevant information. Stadium Auto, Inc.…
Duty To Co-operate With Insurance Investigation Of Claim
Dallas insurance attorneys need to know about this recent Federal Court case. The style of the case is Mario Santacruz v. Allstate Texas Lloyds, Inc. Mario, “Plaintiff” claimed that he reported the damage to Allstate “Defendant”, but Defendant could not inspect the home at that time. Based on a contractor’s…
Uninsured Motorist Protection – When Does It Apply?
Weatherford insurance lawyers need to be able answer the above question. The problem with an answer is that, depending on the situation it is difficult to know when coverage will apply to a request for coverage for uninsured motorist protection. In 2008, the Texas Supreme Court issued an opinion in…