Benbrook insurance lawyers will find this case interesting. It is from the Western District, Austin Division. The style of the case is, State Farm Mutual Automobile Insurance Company v. Watkins. State Farm filed this lawsuit to obtain a declaratory judgment that it has no duty to indemnify Defendants Ernest Lynden…
Articles Posted in Interpreting An Insurance Policy
Farming And Ranching Insurance Policies
Mineral Wells insurance lawyers are in an agriculture setting and thus are more likely to see insurance situations involving farm and ranch insurance policies. A U.S. District Court case from the Southern District of Texas, Houston Division should be read. It is styled, Mid-Continent Casualty Company v. BFH Mining, Ltd.…
Is Smell A Loss Under Your Insurance Policy?
Here’s something for Texas insurance lawyers to have in their bag of knowledge. This comes from the “Claims Journal” and is about an opinion in New Hampshire but is relevant to Texas also. The New Hampshire Supreme Court recently held that a persistent odor could constitute a “physical loss” under…
Policy Exclusions And City Ordinances
Everman insurance lawyers need to be know this 2015, Texas Supreme Court opinion. It is styled, Jaw The Point, L.L.C. v. Lexington Insurance Company. This insurance dispute involves losses the insured incurred as a result of city ordinances triggered by damage to an apartment complex during Hurricane Ike. The insurance…
What Is A “Motor Vehicle” In An Insurance Policy
Duncanville insurance lawyers will find that the definitions in insurance policies often have their own meaning. So, what is the definition of “motor vehicle” as it relates to an insurance policy? A 1977, Texas Supreme Court opinion helps. It is styled, Slaughter v. Abilene State School et al. Slaughter, while…
“User” Of A Vehicle
Parker County insurance attorneys need to know how to identify who a “user” is as it relates to someone using a vehicle. A 1997, Dallas Court of Appeals case is helpful. It is styled, American Economy Insurance Company v. United Services Automobile Association. Scott Johnston, herein referred to as Driver…
Insurance Non-Assignment Clauses
Arlington insurance attorneys need to be aware of non-assignment clauses in insurance contracts. The 2005, Dallas Court of Appeals case, Hoffman v. St. Paul Guardian Insurance Company opinion is a good case to read. This is an appeal from a take-nothing summary judgment in a dispute arising out of the…
Mineral Wells Home Owners Claim
Mineral Wells insurance attorneys probably already know about this case. It is an Eastland Court of Appeals case styled, Spurlock v Beacon Lloyds Insurance Company. This case involves the interpretation of a homeowner’s insurance policy. The Court had to construe a policy to determine if coverage exists for a personal…
ERISA And Contributing To Impairment
North Richland Hills insurance lawyers who handle ERISA claims need to read the 2015, 5th Circuit Court of Appeals opinion styled, George v. Reliance Standard Life Insurance Company. There are a couple of issues in the case but only the issue in the title above will be discussed here. George…
Insurance And Maintaining Vehicle
Fort Worth insurance lawyers need to be able to understand when coverage is afforded under a policy and when it is not. A 1994, Dallas Court of Appeals case is a good opinion to know about. It is styled, Nationwide Property & Casualty v. McFarland. Here is the relevant information…