Fort Worth insurance lawyers need to be able to look at the facts of a case and determine whether or not the insurance agent can be held liable for his actions. One thing to keep in mind as was stated in the Corpus Christ Court of Appeals case, In re…
Fort Worth insurance lawyers when presented with a claim being denied will want to see if the agent who sold the insurance policy did anything wrong. The case law in Texas is pretty clear in that insurance agents have no general duty to obtain insurance nor to make sure the…
Dallas insurance lawyers will run across situations where it is apparent an insurance agent does not have authority to do so of the things he is doing. So, what does this mean when trying to advise a client. Here is some information to know. An insurance company cannot escape liability…
Fort Worth insurance lawyers and those in North Richland Hills, Saginaw, Roanoke, Lake Worth, and other places around Tarrant County need to understand the authority of insurance agents and the legal responsibilities related to that authority. Courts have described actual authority this way: “Actual” authority, which includes both express and…
Weatherford Lawyers and those in Willow Park, Springtown, Aledo, Cool, Garner, and other places in Parker County need to know this insurance law. It may be obvious in situations that a person was the insurance company agent and was acting as agent in that the person was licensed to sell…
Weatherford attorneys and those in Hudson Oaks, Millsap, Aledo, Peaster, Brock, and other places in Parker County need to know how an agent is tied to an insurance company by statutes. The Texas Insurance Code, Section 4001.051 provides an expansive list of conduct that constitutes “acting as an agent” for…
The first step to determine whether an insurance company is vicariously liable is to determine whether the person who engaged in the conduct was acting as the insurance company agent. Agency has been discussed by the Texas Supreme Court in many contexts. The Texas Legislature has helped by putting the…
This writing gives some insight into how an attorney knows whether not an insurance company can be held responsible for the acts of it’s agents. Insurance companies, like other entities that exist, can only act through agents. Insurance companies rely on agents to sell their policies, to underwrite potential insureds,…
A 1994, Texas Supreme Court case styled, Celtic Life Insurance Company v. Coats, shows us how the courts look to find the agency relationship between the acts of an agent and an insurance company. This case presents issues relating to an insurance company’s liability for its agent’s representations: first, whether…
Dallas insurance lawyers and those in Mesquite, Garland, Richardson, De Soto, Cedar Hill, and other areas need to know when an insurance agent or adjuster can be held responsible for the wrongs they commit. Just as an insurance company is liable for its own misconduct, so too agents may be…