Lawyers in Mason Texas who handle insurance claims know that many accidents are covered by a persons’ homeowners insurance. But, intentional acts are not covered. The Claims Journal published an article discussing this issue in January 2017. The title of the article is, No Homeowner Liability Coverage For an Insured’s…
The Insurance Journal has published an article that insurance lawyers and anybody who has property insurance needs to pay attention to. The article is titled, Battle Over Property Claims And Litigation In Texas Set To Continue In 2017. If a Dec. 1, 2016, hearing is any indication, Texas lawmakers will…
For lawyers handling homeowners claims, a 14th Court of Appeals opinion needs to be read. The case is styled, American Risk Insurance Company, Inc. v. Veronika Serpikova. Veronika purchased a house in Houston (the Property). She purchased a policy to insure the house from American. At first, Veronika and her…
Insurance lawyers will usually attempt to keep their clients cases in State Court rather than Federal Court. Trying to do so and being successful at doing it are two different matters. Here is a case where it was successful. It is a Southern District, Houston Division opinion. The case is…
Insurance lawyers in Brock Texas need to understand what a homeowners policy covers and what it does not cover. A 1997, United States 5th Circuit opinion lets us know one of the occurrences not covered. The style of the opinion is, State Farm Fire & Casualty Company v. Fullerton. Fullerton…
When a Texas homeowner is being sued by someone, will the homeowner’s policy defend against the lawsuit. This is a good question and a 1998, Houston Court of Appeals [1st Dist.] opinion gives some insight to the answer. The case is styled, Freedman v. Cigna Insurance Company. The Freedmans sold…
Graford insurance attorneys will eventually see something that happened in an Eastland Court of Appeals opinion. It is a 2005 opinion, styled Curb v. Texas Farmers Insurance Company. A high school sophomore and a friend strung fishing line ankle-high across a courtyard area of the school. They intended to lure…
Insurance attorneys in the Dallas and Fort Worth area will eventually find themselves in a situation like that presented in a 1999, Texas Supreme Court case. The case is styled, Texas Farmers Insurance Company v. Murphy. Mr. Murphy obtained homeowners insurance with Texas Farmers in 1993. Seven days later the…
Fort Worth insurance attorneys will advise their clients to carefully read the exclusions in their homeowners policy. A 2006, Houston Court of Appeals [14th Dist.] case illustrates why. The opinion is styled, Fire Insurance Exchange v. Sullivan. The insured brought suit against Fire Insurance Exchange for breach of contract, bad…
Colleyville insurance lawyers should be able to discuss “vacancy” clauses in homeowners policies. A 1997, San Antonio Court of Appeals case discusses the vacancy clause found in a USAA homeowners policy. The style of the case is Lynn v. USAA Casualty Insurance Company. Mr. and Mrs. Lynn’s country home was…