Insurance lawyers will usually attempt to keep their clients cases in State Court rather than Federal Court. Trying to do so and being successful at doing it are two different matters. Here is a case where it was successful. It is a Southern District, Houston Division opinion. The case is…
Articles Posted in Home Owners Policies
Homeowner’s Policy And Intentional Act
Insurance lawyers in Brock Texas need to understand what a homeowners policy covers and what it does not cover. A 1997, United States 5th Circuit opinion lets us know one of the occurrences not covered. The style of the opinion is, State Farm Fire & Casualty Company v. Fullerton. Fullerton…
Duty To Defend
When a Texas homeowner is being sued by someone, will the homeowner’s policy defend against the lawsuit. This is a good question and a 1998, Houston Court of Appeals [1st Dist.] opinion gives some insight to the answer. The case is styled, Freedman v. Cigna Insurance Company. The Freedmans sold…
Kids Pranks And Homeowners Policies
Graford insurance attorneys will eventually see something that happened in an Eastland Court of Appeals opinion. It is a 2005 opinion, styled Curb v. Texas Farmers Insurance Company. A high school sophomore and a friend strung fishing line ankle-high across a courtyard area of the school. They intended to lure…
Coverage For Innocent Spouse?
Insurance attorneys in the Dallas and Fort Worth area will eventually find themselves in a situation like that presented in a 1999, Texas Supreme Court case. The case is styled, Texas Farmers Insurance Company v. Murphy. Mr. Murphy obtained homeowners insurance with Texas Farmers in 1993. Seven days later the…
Exclusions In Homeowners Policies
Fort Worth insurance attorneys will advise their clients to carefully read the exclusions in their homeowners policy. A 2006, Houston Court of Appeals [14th Dist.] case illustrates why. The opinion is styled, Fire Insurance Exchange v. Sullivan. The insured brought suit against Fire Insurance Exchange for breach of contract, bad…
Vacancy Clause In Homeowners Policy
Colleyville insurance lawyers should be able to discuss “vacancy” clauses in homeowners policies. A 1997, San Antonio Court of Appeals case discusses the vacancy clause found in a USAA homeowners policy. The style of the case is Lynn v. USAA Casualty Insurance Company. Mr. and Mrs. Lynn’s country home was…
Federal Court And Home Owners Claim
Irving insurance attorneys want to be aware of the proper ways of avoiding Federal Court to best help their clients. This is illustrated in a 2016, Southern District, Houston Division opinion styled, Hector Puente and Teresa Rivera v. Pillar Insurance Company and Matthew Greenhouse. This case was removed from State…
What Will A Homeowners Policy Cover?
When someone gets sued, they need to find out if they have coverage to protect them. So the issue for most people becomes, will my homeowners policy cover me? Courthouse News Service published an article on March 10, 2016, that shows how far a homeowners policy can go to provide…
Making Home Owner Claims
Homeowner insurance policies can be difficult to interpret when it comes time to make a claim for benefits. This 5th Circuit Court of Appeals opinion provides some insight into how the courts review and interpret insurance policies. The case is styled Claudia Ayoub; Gerald C. Ayoub v. Chubb Lloyds Insurance…