The United States District Court, Northern District Texas, Abilene Division, issued an opinion March 13, 2018, that is worth reading to note deficiencies in a case against State Farm. It is styled, Bob Click v. State Farm Lloyds and Rob Allen. Pleadings in Federal Court are strict. This case was…
The United States District Court for the Northern District of Texas, Judge Boyle, issued an opinion on March 9, 2018, wherein the court denied the insurance company request for summary judgment. The case is styled, Padilla v. Allstate Fire and Casualty Insurance Company. This dispute arises from a claim for…
Too many homeowner claims resulting from a fire get denied by the insurance company because the insurance company believes they can prove the fire was the result of arson. The Insurance Journal ran a story in March 2018, that illustrates that sometimes the insurance company is right. The story is…
CNBC published an article in February 2018, titled, “Florida Shootings May Complicate Insurance For Gun Owners.” To start with, gun owners need to know that most homeowner policies are not going to cover situations where a person has to use a gun. The policies will cover accidents but not other…
Flood insurance premiums are calculated based upon geographic maps setting forth the boundaries for various flood zones. Because most property insurance policies covering property at fixed locations exclude flooding, flood insurance must be purchased separately. In 1969, Congress created the National Flood Insurance Program to administer the sale of flood…
Insurance lawyers practicing law in urban areas will usually be around a lot of condominiums. Most people do not realize there is insurance that is specifically for condominiums. Two Insurance Services Office (ISO) commercial property forms have been designated for condominium property exposures: Condominium Association Coverage Form; and Condominium Commercial…
Almost all insurance policies require a “sworn proof of loss” be filed when making a claim. The Dallas Division, Northern District of Texas, issued an opinion in October 2017, dealing with a situation where the sworn proof of loss was waived by the Court. The opinion is styled, Alexander Vilaythong…
Insurance lawyers know that one of the more common claims arise from homeowners claims. Trying to keep the case in State or County Court is most favorable for the homeowner. However, doing that is more and more difficult. This is illustrated in the 2017, Northern District, Fort Worth Division opinion,…
Fort Worth lawyers who end up in Federal Court need to read this opinion from the Northern District, Fort Worth Division, Judge McBride. The opinion is styled, Antonio Perez v. Allstate Vehicle and Property Insurance Company, et al. Perez initiated this action by filing a lawsuit in State District Court. …
The San Antonio Division, Western District, issued an opinion dealing with rebuild costs under a homeowners policy that insurance attorneys need to read. It is styled, Kirk McClelland and Tamre McClelland v. Chubb Lloyd’s Insurance Company of Texas, and Robert Lynn Pritchard. This is a dispute over coverage and the…