The law clearly in Texas clearly places the burden on segregating damages on the insured. This issue is discussed in a 2022 opinion issued by the Northern District of Texas, Dallas Division. The styled of the opinion is Benham Bagheri v. State Farm Lloyds. This is a first-party insurance coverage…
Articles Posted in Home Owners Policies
Homeowners Insurance Claim – 3
This is a 2022, homeowners claim from the Eastern District of Texas, Tyler Division. The opinion is styled, Meridian Security Insurance Company v. Curtis Murphy. In this case, Meridian seeks a declaratory judgment that it is not liable for damage caused by by a fire at Murphy’s home. Murphy asserted…
Homeowners Insurance Claim – 2
This is a 2022, homeowners claim from the Eastern District of Texas, Tyler Division. The opinion is styled, Meridian Security Insurance Company v. Curtis Murphy. In this case, Meridian seeks a declaratory judgment that it is not liable for damage caused by by a fire at Murphy’s home. Murphy asserted…
Homeowners Insurance Claims
This is a 2022, homeowners claim from the Eastern District of Texas, Tyler Division. The opinion is styled, Meridian Security Insurance Company v. Curtis Murphy. In this case, Meridian seeks a declaratory judgment that it is not liable for damage caused by by a fire at Murphy’s home. Murphy asserted…
Insurance Claims And Experts (Plumbing)
Insurance claims often do not need an expert to help the case. When an expert is needed, it is important to know how courts look at experts. Here is a homeowners case wherein an expert is being used to bolster the case. This is a 2022 opinion from the Western…
Insurance Denial Based On Segregating Damages
Here, an insurance company refused to pay a claim based on their assertion that the insured customer failed to segregate damages. The Judge agreed with the insurance company. The opinion is from the Northern District of Texas, Dallas Division. It is styled, Svetlin Tchakarov and Popova Rossitza v. Allstate Indemnity…
Insurance Lawsuits – Extending Deadlines
Here is a 2021, opinion from the Northern District of Texas, Dallas Division, wherein the insurance company missed a deadline and tried to excuse the mistake. The styled of the opinion is, Aldo Cueller v. Safeco Insurance Company of Indiana. Aldo sued Safeco in state court for breach of contract…
Palo Pinto County And Hail Damage Claim
The Northern District of Texas, Fort Worth Division, decided a case in 2021 wherein the lawyer for insured did a good job of pleading his case. The strange thing about this case is that it was filed in 2021, well after the new section of the Insurance Code was in…
Hail Damage Claims
Here is an interesting case dealing with hail damage. This is a 2021, case from the San Antonio Court of Appeals. It is styled, Allstate Vehicle And Property Insurance Company v. Peter Reininger. The opinion is an appeal from a jury trial in favor of Reininger. The opinion is lengthy…
Insurance Claim Denial – Proving The Claim
Here is a case from the Eastern District of Texas wherein the insureds did not show that the damages they received were the result of a covered damage. The case is styled, Tim Whatley and Sheila Whatley v. Great Lakes Insurance, SE and McClelland & Hine, Inc. In this case,…