Here is a homeowners claim for water damage. The law is specific to the facts of the case and serves as a good example of how courts look at this issues. The opinion is a 2024 opinion from the Corpus Christi Court of Appeals and is styled, Texas Windstorm Insurance…
Home owner claims for water damage are tricky. Most people will rarely read the homeowner policy they purchase. And most people do not realize that many homeowner policies do not cover water losses. Here is a 2024 opinion from the United State Fifth Circuit that deals with a water claim.…
Here is a 2024 opinion from the Western District of Texas, Austin Division, that deals with segregating damages in a homeowners claim. The opinion is styled, David Espinoza v. State Farm Lloyds. Espinoza had a State Farm homeowners policy in force when a storm caused damage to his home. The…
Here is a 2024 opinion from the Southern District of Texas, Houston Division, wherein the insurance company, State Farm Lloyd’s, is refusing to pay the claim because State Farm believes the insured cause the fire on purpose in an effort to collect insurance monies. The opinion is styled, Raynelle King…
It is important to understand the time frame under which lawsuits must be filed. As part of that, reading the insurance policy is vital. A 2024 opinion from the Western District of Texas, Del Rio Division, discusses limitation periods written into insurance policies. The opinion is styled, Antonio Caballero v.…
Insurance lawyers handling water damage claims under homeowners policies need to dread this 2024 opinion from the Western District of Texas, San Antonio Division. It is styled, Ghassan Abulehieh v. State Farm Lloyds. This is a water damage claim under a homeowners policy wherein the insureds assert a plumbing leak…
A vacancy exclusion is common in most policies insuring structures unless it is a type of policy that specifically provides that type of coverage. Here is a 2024 opinion wherein the insurer denied coverage under a renters policy due to the insured not living in or occupying the property. The…
It is one thing to sue your insurance company for doing you wrong. It is another thing to prove the costs of what they should have done for you. Here is a 2024 opinion from the Northern District of Texas, Dallas Division, that discusses this issue. It is styled, Brian…
Insurance lawyers who handle hail damage claims need to be aware of this 2023 opinion from the United States Fifth Circuit Court of Appeals. The opinion is styled, Cody Horton v. Allstate Vehicle And Property Insurance Company. In this insurance coverage dispute, the district court held for Allstate, the insurer,…
Force Placed Insurance Policies are unique. The biggest thing to know about these policies is that their purpose is to protect the lender, not the homeowner. This is illustrated in a 2023 opinion from the Southern District of Texas, Houston Division. The opinion is styled, Peter Garcia v. Great American…