Grand Prairie insurance attorneys and those in Irving, Duncanville, Arlington, and other places in Texas need to understand issues that can arise related to the expiration of an insurance policy. A Texas Supreme Court opinion decided in 1985, said that an insurance agent who receives commissions from a customer’s payment…
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Non-renewal Of Insurance Policies
Weatherford attorneys need to know the different ways insurance law applies to the non-renewal of an insurance policy. “Non-renewal” refers to termination of coverage at the end of the policy period. It is important for a policy holder to understand that absent a contractual entitlement to renew a policy, an…
Canceling Insurance Policy
Dallas attorneys need to know the different ways that insurance policies can be cancelled and who can cancel them. Here are a few ways of cancellation a person needs to know about. The 1967, opinion, Ford Motor Credit Company v. Commonwealth County Mutual Insurance Company, tells us that the insured…
When Cancellation Of An Insurance Policy is Permissible
Parker County attorneys need to know when an insurance company can properly cancel a policy and when it can not. Insurance companies may cancel policies described on the January 5, 2013, blog at this site in the following situations: (1) if the named insured does not pay the premium, or…
Notice For Cancellation
Weatherford insurance attorneys need to know the required notices to be sent by an insurance company when canceling a policy. When an insurance company decides to cancel the liability coverage, it must deliver or mail to the first-named insured under the policy, at the address shown on the policy, notice…
Policy Cancellation Limitations
Dallas insurance lawyers need to know the limitations related to canceling insurance policies. Here is some guidance: As described below, the Insurance Code limits the insurer’s right to cancel coverage under the following types of liability insurance coverage: (1) general liability; (2) professional liability (other than medical professional liability); (3)…
Cancelled Insurance Policy
Fort Worth insurance lawyers need to know how to determine whether or not an insurance policy has been cancelled properly. Insurance policies often contain provisions regarding cancellation. An insurance policy may include a provision making cancellation effective upon the insurer’s mailing notice to the insured. The Houston Court of Appeals,…
Governmental Regulation Impact On Lawsuits
Dallas insurance attorneys need to understand the impact of government regulation on insurance litigation. The extensive regulation of insurance has a direct impact on private litigation. Numerous examples can be cited. 1) Numerous states dictate the type of coverage that must be provided, and the forms that must be used.…
Business Of Insurance
Dallas insurance attorneys and others need to know and understand the business of insurance. The Supreme Court of Texas has stated that the insurance business affects the public interest and thus is extensive regulation to prevent abuses. This regulation is current enforced by the Texas Department of Insurance. The laws…
Gripes About Insurance Arbitration Requirements
Grand Prairie insurance attorneys and those in Duncanville, De Soto, Cedar Hill, Lancaster, Irving, Mesquite, Garland, and other places in Dallas County need to know changes that are being contemplated by the Texas Department of Insurance. One change currently being contemplated is good news for insurance policy holders. Here is…