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Articles Posted in Claims Denial

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Named Driver Exclusions In Automobile Policies In Texas

Auto policy holders in Grand Prairie, Arlington, Fort Worth, Mansfield, Azle, Dallas, Weatherford, or any other city in Texas would want to know what all that “stuff” in their auto policy means. One part that is pretty easy to explain is the “Named Driver Exclusion.” This is other times called…

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Bad Faith Insurance And Fire Claims

When a house burns in Grand Prairie, Arlington, Colleyville, Keller, Mansfield, Fort Worth, Azle, Aledo, or Weatherford, or anywhere else in Texas; What happens when the house catches on fire? Will the insurance company pay for the damages? In, State Farm Fire & Casualty Insurance Company v. Simmons, the answer…

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Bad Faith And Homeowners Insurance

There are homeowners in Grand Prairie, Arlington, Mansfield, Weatherford, Aledo, Fort Worth, and everywhere else in Texas. 95% of those homeowners have insurance. So how do you know if your insurance company is violating the “bad faith” laws in Texas? Here is a 1997, Texas Supreme Court case to read…

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Auto Coverage In Texas And Gun Racks

What if you are a “good ole boy” in Weatherford, Texas? Or for that matter, in Arlington, Grand Prairie, Fort Worth, or Dallas, and you have a gun rack in your vehicle. In the gun rack you have a loaded firearm. Next, the firearm is accidently discharged. Will your insurance…

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Who Can Sue? … A “Person” Or A “Consumer”

Is a Grand Prairie resident who purchases an auto policy a person or a consumer for purposes of Texas law? What about residents of Arlington, Fort Worth, Weatherford, or Dallas? Why does it matter? The Texas Insurance Code allows “persons” to bring claims against insurance companies and their agents. The…

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Unfair Settlement Practices In Texas

Grand Prairie residents, residents of Arlington, Mansfield, Fort Worth, Dallas, Weatherford or anywhere else in Texas have the same insurance laws apply to each other. They all need to know there is a law that prohibits unfair settlement practices in the State of Texas. Texas Insurance Code, Section 541.060, is…

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Misrepresentations In Texas Insurance

Grand Prairie residents and residents of Arlington, Dallas, Fort Worth, Mansfield, Weatherford, and any other town or city in Texas have a right to have their insurance company and agent be honest with them. Misrepresentation of an insurance policy in Texas is illegal under the Texas Insurance Code and Texas…

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