Insurance lawyers will tell you that insurance companies can expose themselves to risk by not settling liability claims that they should settle. This relates to what is called the “Stowers Doctrine.” But exposing themselves to risk and and suffering the risk are two different things. The 1960, Amarillo Court of…
Articles Posted in Bad Faith Insurance
Bad Faith Insurance – What Is Not
Knowing what is not “bad faith” insurance is as important as knowing what is bad faith insurance so that a client can be properly advised. A 1994, Texas Supreme Court opinion helps to understand what is not bad faith. The style of the case is, Allstate v. Watson. Here is…
Adjuster Actions That Make Them Liable
Insurance attorneys in Grand Prairie know that making the adjuster part of a lawsuit increase the chances that the case will not removed to Federal Court. The United States District Court, McAllen Division issued and opinion in January 2014, wherein the Court remanded a case the insurance company had removed…
Claims Against Adjusters
Dallas County insurance attorneys know to make an adjuster part of a lawsuit whenever it is possible to do so. One reason is to make sure the case is fought in Federal Court rather than State Court. The United States District Court, McAllen Division, issued an opinion recently in the…
The Other Person’s Insurance And Bad Faith
Texas insurance attorneys already know that bad faith claims in Texas only apply to 1st party claims, not 3rd party claims. The 1994, Texas Supreme Court case styled, Allstate Insurance Company v. Watson, explains how Bad Faith claims apply to 1st party claims. Here is the relevant information from that…
Insurance Agent Misrepresentations
Dallas insurance lawyers know the ways insurance agents can be held liable for the misrepresentations they make to insureds. A 1994, El Paso Court of Appeals case is good to review. It is styled Hart v. Berko. Here is some of the relevant information. This is a suit brought under…
Insurance Company “Knowing” Conduct And Mental Anguish Damages
Fort Worth insurance lawyers need to have an understanding how the courts look at mental anguish damages as compensation for insurance code violations. The 1995, Texas Supreme Court case, State Farm Life Ins. Co. v. Beaston case is a reference point. Here is some of the relevant information from that…
Mental Anguish Insurance Claims
Fort Worth insurance lawyers need to be able to recognize a claim wherein conduct arises to a level allowing recovery for mental anguish damages. The 1999, Fort Worth Court of Appeals case styled, “Mid-Century v. Foreman” is helpful. Here is some of the relevant information. Joyce Foreman was involved in…
Misrepresentations In Insurance
Dallas insurance attorneys know that misrepresentations in insurance are essentially the same as misrepresentations in any other area of law. The Texas Supreme Court told us in 1990, that a false representation must involve an existing or past material fact, rather than a statement of opinion, judgment, probability, or expectation…
Different Policy? Same Coverages?
Dallas area insurance attorneys need to be aware of the opinion issued by the Houston Court of Appeals, First District of Texas, in August of 2013. The style of this case is Houstoun, et al v. Escalante’s Comida Fina, Inc. Here is some background information. Between 2003 and 2008, Escalante’s…