Life insurance claim denials will bring up many issues to be discussed, based on the Facts of the case. Here is a January 2025 case that presented an issue the Courts have never seen before. The opinion is styled, Mark Howell and Leslie Howell vs. Southern Farm Bureau Life Insurance…
Attorney fees are almost always a part of insurance claims. What too many people don’t realize are the requirements for being able to recover those fees. Those requirements may differ depending on the type of insurance claim. Here is a January 2025, opinion from the Northern District of Texas, Dallas…
Hail damage claims are a frequent source of litigation. There are many reasons an insurance company will deny a claim. One of those reasons is that the hail damage did not occur while the insurance policy was in effect. This issue is discussed in a January 2025 opinion from the…
Interpreting an insurance policy is a cause for many lawsuits. This is illustrated in a January 2025 opinion from the United States Court of Appeals for the Fifth Circuit. The opinion is styled, Andre Huizar v. Benchmark Insurance Company. On summary judgment, the district court dismissed Huizar’s breach of contract…
Claiming roof damage is not as simple as it may appear at first glance. A December 2024 opinion from the Eastern District of Texas, Tyler Division, discusses what the courts look at in roof damage claims wherein the insurance company claims the damage is pre-existing or caused for reasons other…
Claiming roof damage is not as simple as it may appear at first glance. A December 2024 opinion from the Eastern District of Texas, Tyler Division, discusses what the courts look at in roof damage claims wherein the insurance company claims the damage is pre-existing or caused for reasons other…
The answer to the title of this article is not easy. The Texas Insurance Code is about 300 pages long as of the date of this article with another 500 pages of Index and even more for Supplements. On top of the preceding, rules and statutes governing insurance are found…
Accidental Death policies are common. The great thing about these types of policies is how cheap the premiums are. A person can usually buy a million dollars with of coverage yet pay less than $50.00 a month in premiums. Here’s there is a downside to this types of policies and…
Credit life insurance polices are common in situations where a person is purchasing something on credit. Examples include cars, motor homes, houses, etc. These policies are usually purchased at the time of purchase is offered when the paperwork for the sell is being processed. This type of policy is often…
Here is a homeowners claim for water damage. The law is specific to the facts of the case and serves as a good example of how courts look at this issues. The opinion is a 2024 opinion from the Corpus Christi Court of Appeals and is styled, Texas Windstorm Insurance…