The answer to the title of this article is not easy. The Texas Insurance Code is about 300 pages long as of the date of this article with another 500 pages of Index and even more for Supplements. On top of the preceding, rules and statutes governing insurance are found…
Accidental Death policies are common. The great thing about these types of policies is how cheap the premiums are. A person can usually buy a million dollars with of coverage yet pay less than $50.00 a month in premiums. Here’s there is a downside to this types of policies and…
Credit life insurance polices are common in situations where a person is purchasing something on credit. Examples include cars, motor homes, houses, etc. These policies are usually purchased at the time of purchase is offered when the paperwork for the sell is being processed. This type of policy is often…
Here is a homeowners claim for water damage. The law is specific to the facts of the case and serves as a good example of how courts look at this issues. The opinion is a 2024 opinion from the Corpus Christi Court of Appeals and is styled, Texas Windstorm Insurance…
Home owner claims for water damage are tricky. Most people will rarely read the homeowner policy they purchase. And most people do not realize that many homeowner policies do not cover water losses. Here is a 2024 opinion from the United State Fifth Circuit that deals with a water claim.…
Bad Faith Insurance claims in Texas are not as easy as many people think. This is illustrated in this 2024, opinion from the Western District of Texas, Austin Division. The opinion is styled, Franklin Square Condo Owner Ass’n v. Amguard Insurance Company. This is a summary judgment opinion. After Franklin…
Life insurance cases. When is there a settlement? Here is a 2024 opinion from the Western District of Texas, San Antonio Division that is worth reviewing. The opinion is styled, Arch Insurance Company v. Rita Candelario. The opinion does not deal with life insurance specifically, rather it deals with an…
This 2024 opinion is from the United States Court of Appeals for the Fifth Circuit. The opinion is styled, Johnetta Askey Hunt v. Meridian Security Insurance Company. This is a case that had resulted in a summary judgment for the insurance company Meridian. On June 16, 2020, Johnetta Askew Hunt…
Insurance claims usually don’t need an expert to testify but an attorney handling these types of claims needs to know when to hire an expert. This is illustrated in a 2024 opinion from the Fort Worth Court of Appeals. The opinion is styled State Farm Lloyds v. John Hilmi. Hilmi…
Insurance claims, like all claims, have time periods within which lawsuits must be filed, otherwise, the statute of limitations will run. This is illustrated in a 2024 opinion from the Corpus Christi Court of Appeals. The opinion is styled, Jessica Galvin v. RVOS Farm Mutual Insurance Company. The facts of…